Sean Leduc · Financial Professional
Life insurance, investing, and retirement planning for every Canadian family. Plus a signature specialty I am on a mission to make famous: RDSPs and disability finance, the government money most families have never heard of.
Financial Professional · RDSP & Disability Finance Specialist
Live availability
Sean's booking calendar is live, so there is no back-and-forth. Choose a time and confirm it right there.
Transparency
Meetings, checkers and calculators here are education, and the education is the point. Sean is a licensed financial professional in Ontario. If, after learning how everything works, you choose to put an insurance or investment product in place, the company that provides the product pays Sean for his work. You never receive an invoice from Sean for meeting with him or for advice, and there is never any obligation to buy anything. Sean is not a fiduciary. He works under licensing, suitability and disclosure obligations, and he will explain how he is paid and what he recommends, and why, before you decide anything.
My story
I went from athlete to a wheelchair after a failed spinal cord surgery, then fought my way back to walking. That journey taught me more about resilience, planning, and asking for help than any textbook ever could.
Today I am a financial professional, a keynote speaker, and the author of the upcoming book One More Step.
Read My Full StoryThe full practice
Yes, the RDSP is the flagship. It is also one piece of a complete financial practice. Whatever money question you are sitting on, bring it. I lead with teaching, not selling.
What the RDSP is, who qualifies, how the Disability Tax Credit unlocks it, and how families access up to $90,000 in government grants and bonds over a lifetime. Looking for a person, not just pages? Meet your RDSP advisor in Ontario.
Start with the missionTerm, universal, and whole life, explained in plain English. The right coverage for the people you love, at a price that makes sense, with zero jargon.
Learn more about Life InsuranceTFSA, RRSP, FHSA, RESP, and non-registered accounts built around your real life. Your money should be working as hard as you do.
Learn more about InvestingA lump sum if you are diagnosed with a covered condition, so you can focus on getting better instead of worrying about the bills.
Learn more about Critical Illness InsuranceIf you cannot work, the paycheques should not stop. Income protection for the self-employed and anyone whose family depends on them.
Learn more about Disability InsuranceCoverage for the everyday costs that add up: dental work, prescriptions, vision, and paramedical care.
Learn more about Health and DentalSee the world without the worry. Medical coverage for Canadians travelling abroad, and for visitors coming here.
Learn more about Travel InsuranceFor disability families especially, the long view matters. Make sure the people you protect stay protected, no matter what.
Learn more about Estate and Legacy PlanningTools
Not sure where you stand? These checkers take about two minutes each and show you, in plain language.
See whether you, or someone you care for, may qualify for the Disability Tax Credit.
Try the checkerCheck whether an RDSP belongs in your plan, and what the government could add.
Try the checkerTerm, universal, whole life, and the simpler paths, compared in plain English.
Explore coverageKey person coverage, buy-sell funding, and group benefits, sized for your business.
Explore coverageProject an RDSP, TFSA, RRSP, RESP, or FHSA and see the effect of starting now.
Run the RDSP calculatorCurious about doing this work yourself? A short quiz on fit, values, and what the days actually look like.
Take the quizHow it works
Pick a time that suits you. Thirty minutes, by phone or video.
Bring your questions. I will bring straight answers and plain-English education on your options.
No rush, no pitch. You leave knowing more than when you arrived, whatever you decide.
The promise
No pressure and no sales pitch dressed up as advice. You don't have to figure this out alone. I'm here to help you through every step.
Most people never ask the money questions because they are afraid of the answer. Asking is where the good stuff starts.
Giving back
Movement changed my life. U.N.I.T.E exists so it can change others too.
Speaking
From a wheelchair back to walking. I speak to teams, organisations, and communities across Canada about resilience, ownership, and the financial education every disability family deserves to hear.
Book now
Got a money question you have been sitting on? Bring it.
Thirty minutes. Zero pressure. The worst thing that happens is you learn something.
Follow the mission
Daily education, real talk, and the occasional behind the scenes moment. This is where the mission lives day to day.
Download
Everything you need to open an RDSP and claim the government money, on one page. Download it right now, no email needed. Want a copy in your inbox too? Join the list below and Sean will send it over.
Sean will send the checklist to your inbox. Welcome aboard, more RDSP education is coming your way.
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